*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;font-feature-settings:'cv01','ss03';background:#08090a;color:#f7f8f8;line-height:1.5;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img{display:block}
.container{max-width:1200px;margin:0 auto;padding:0 24px}
.topbar{background:#151a20;color:#f7f5f1;font-size:13px;font-weight:400;padding:8px 0;border-bottom:1px solid rgba(255,255,255,0.05)}
.topbar .container{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}
.topbar span{color:#8a8f98}
.topbar a{color:#d0d6e0;font-weight:510}
.topbar a:hover{color:#f7f8f8}
header.site{position:sticky;top:0;z-index:50;background:rgba(8,9,10,0.85);backdrop-filter:blur(12px);border-bottom:1px solid rgba(255,255,255,0.05)}
header.site .container{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{display:flex;align-items:center;gap:10px;font-weight:590;font-size:16px;letter-spacing:-0.13px}
.brand .mark{width:28px;height:28px;border-radius:7px;background:#5e6ad2;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.brand .mark svg{width:16px;height:16px}
.brand small{display:block;font-size:11px;font-weight:400;color:#8a8f98;letter-spacing:0}
nav.main{display:flex;gap:28px;align-items:center}
nav.main a{font-size:13px;font-weight:510;color:#d0d6e0;padding:6px 0;transition:color .15s}
nav.main a:hover{color:#f7f8f8}
nav.main a[aria-current="page"]{color:#f7f8f8}
.btn{display:inline-flex;align-items:center;gap:8px;font-size:14px;font-weight:510;padding:8px 16px;border-radius:6px;border:1px solid rgba(255,255,255,0.08);background:rgba(255,255,255,0.02);color:#e2e4e7;cursor:pointer;transition:all .15s;font-family:inherit}
.btn:hover{background:rgba(255,255,255,0.05);color:#f7f8f8}
.btn.primary{background:#5e6ad2;border-color:#5e6ad2;color:#fff}
.btn.primary:hover{background:#828fff;border-color:#828fff}
.hero{padding:96px 0 64px;position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse 80% 60% at 50% -10%,rgba(94,106,210,0.14),transparent 70%);pointer-events:none}
.hero-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:64px;align-items:center;position:relative}
.overline{font-size:12px;font-weight:510;letter-spacing:0.6px;text-transform:uppercase;color:#828fff;margin-bottom:20px;display:flex;align-items:center;gap:8px}
.overline::before{content:"";width:16px;height:1px;background:#7170ff}
h1{font-size:64px;font-weight:510;line-height:1.02;letter-spacing:-1.408px;color:#f7f8f8}
.hero p.lede{margin-top:24px;font-size:18px;font-weight:400;line-height:1.6;letter-spacing:-0.165px;color:#8a8f98;max-width:480px}
.hero-cta{margin-top:32px;display:flex;gap:12px;flex-wrap:wrap}
.hero-visual{position:relative}
.hero-visual img{width:100%;height:420px;object-fit:cover;border-radius:12px;border:1px solid rgba(255,255,255,0.08);box-shadow:rgba(0,0,0,0.4) 0 2px 4px, rgba(0,0,0,0.2) 0 0 0 1px}
.hero-chip{position:absolute;bottom:16px;left:16px;background:rgba(15,16,17,0.9);backdrop-filter:blur(8px);border:1px solid rgba(255,255,255,0.08);border-radius:8px;padding:10px 14px;font-size:12px;font-weight:510;color:#d0d6e0;display:flex;align-items:center;gap:8px}
.dot{width:8px;height:8px;border-radius:50%;background:#10b981;flex-shrink:0}
section{padding:80px 0}
.section-head{max-width:640px;margin-bottom:48px}
h2{font-size:48px;font-weight:510;line-height:1.05;letter-spacing:-1.056px;color:#f7f8f8}
.section-head p{margin-top:16px;font-size:16px;color:#8a8f98;line-height:1.6;letter-spacing:-0.165px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{background:rgba(255,255,255,0.02);border:1px solid rgba(255,255,255,0.08);border-radius:12px;overflow:hidden;transition:background .2s,border-color .2s;display:flex;flex-direction:column}
.card:hover{background:rgba(255,255,255,0.04);border-color:rgba(255,255,255,0.12)}
.card img{width:100%;height:200px;object-fit:cover;border-radius:12px 12px 0 0}
.card-body{padding:24px;display:flex;flex-direction:column;gap:12px;flex:1}
.card-body h3{font-size:20px;font-weight:590;letter-spacing:-0.24px;color:#f7f8f8}
.card-body p{font-size:15px;font-weight:400;line-height:1.6;letter-spacing:-0.165px;color:#8a8f98;flex:1}
.card-link{font-size:14px;font-weight:510;color:#7170ff;display:inline-flex;align-items:center;gap:6px}
.card-link:hover{color:#828fff}
.stats{background:#0f1011;border-top:1px solid rgba(255,255,255,0.05);border-bottom:1px solid rgba(255,255,255,0.05)}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:32px;text-align:center}
.stat .num{font-size:48px;font-weight:510;letter-spacing:-1.056px;line-height:1;color:#f7f8f8}
.stat .num span{color:#7170ff}
.stat .lbl{margin-top:12px;font-size:13px;font-weight:510;color:#8a8f98;letter-spacing:-0.13px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split img{width:100%;height:200px;object-fit:cover;border-radius:12px}
.split .copy h2{font-size:32px;font-weight:400;letter-spacing:-0.704px;line-height:1.13}
.split .copy p{margin-top:16px;font-size:15px;color:#8a8f98;line-height:1.6;letter-spacing:-0.165px}
.checklist{margin-top:24px;display:grid;gap:12px}
.checklist li{list-style:none;display:flex;gap:10px;font-size:15px;font-weight:510;color:#d0d6e0;letter-spacing:-0.165px;align-items:flex-start}
.checklist svg{width:18px;height:18px;flex-shrink:0;margin-top:2px;color:#10b981}
.cta-band{background:linear-gradient(180deg,#0f1011,#08090a);border:1px solid rgba(255,255,255,0.05);border-radius:22px;padding:64px 48px;text-align:center;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse 60% 80% at 50% 120%,rgba(94,106,210,0.18),transparent 70%);pointer-events:none}
.cta-band h2{position:relative}
.cta-band p{position:relative;margin:16px auto 32px;max-width:520px;font-size:16px;color:#8a8f98;letter-spacing:-0.165px}
.cta-band .hero-cta{position:relative;justify-content:center}
footer.site{background:#151a20;color:#f7f5f1;padding:64px 0 32px;border-top:1px solid rgba(255,255,255,0.05)}
footer.site a{color:#d0d6e0}
footer.site a:hover{color:#f7f8f8}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:48px;padding-bottom:48px}
.foot-grid h4{font-size:13px;font-weight:590;letter-spacing:-0.13px;margin-bottom:16px;color:#f7f8f8}
.foot-grid ul{list-style:none;display:grid;gap:10px}
.foot-grid li a{font-size:13px;font-weight:510;letter-spacing:-0.13px}
.foot-grid p{font-size:13px;color:#8a8f98;line-height:1.6;letter-spacing:-0.13px;max-width:320px}
.foot-bottom{border-top:1px solid rgba(255,255,255,0.05);padding-top:24px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:12px;color:#62666d}
@media(max-width:960px){.hero-grid,.split{grid-template-columns:1fr;gap:40px}.cards{grid-template-columns:1fr 1fr}.foot-grid{grid-template-columns:1fr 1fr}h1{font-size:48px;letter-spacing:-1.056px}h2{font-size:36px;letter-spacing:-0.704px}.stats-grid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.cards{grid-template-columns:1fr}.foot-grid{grid-template-columns:1fr}nav.main{display:none}.hero{padding:64px 0 48px}section{padding:48px 0}.cta-band{padding:48px 24px}.stat .num{font-size:36px}}
.abn-card{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:20px;margin-bottom:20px}
.brand-sub{font-size:12px;color:#8a8f98}
.btn-nav{padding:5px 10px;font-size:12px;border-radius:4px}
.btn-primary{background:#5e6ad2;border-color:#5e6ad2;color:#fff}
.btn-primary:hover{background:#828fff}
.btn-secondary{background:transparent;border:1px solid var(--line);color:var(--body)}
.btn-secondary:hover{background:var(--line)}
.button-primary{background:#5e6ad2;color:#fff;border:1px solid #5e6ad2;border-radius:6px;padding:10px 18px;font-size:14px}
.button-primary:hover{background:#828fff}
.card-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px}
.content-section{padding:88px 0}
.cta-alt{padding:72px 0;text-align:center}
.cta-block{padding:72px 0;text-align:center}
.cta-inner{max-width:760px;margin:0 auto}
.cta-nav{display:flex;gap:12px;justify-content:center;margin-top:20px}
.cta-section{padding:80px 0}
.footer-abn{color:#8a8f98;font-size:13px}
.footer-bottom{padding:24px 0;border-top:1px solid var(--line)}
.footer-brand{font-size:15px;font-weight:600;color:#f7f8f8}
.footer-col{margin-bottom:30px}
.footer-copy{color:#8a8f98;font-size:13px}
.footer-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:32px}
.footer-inner{max-width:1120px;margin:0 auto;padding:48px 0 24px}
.form-note{font-size:12px;color:#62666d;margin-top:12px}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:64px;max-width:1200px;margin:0 auto;padding:0 24px}
.info-block{margin-bottom:24px}
.main-nav,.mainnav{display:flex;align-items:center;gap:28px}
.nav-cta .btn{font-size:13px;padding:7px 14px}
.nav-inner{max-width:1200px;margin:0 auto;padding:0 24px;display:flex;align-items:center;gap:24px}
.nav-links{display:flex;gap:24px}
.page-hero{padding:60px 0}
.page-intro{font-size:18px;line-height:1.6;color:#8a8f98;max-width:58ch;margin-top:16px}
.policy-content{line-height:1.7;color:#8a8f98;font-size:15px;max-width:720px;margin:30px auto}
.policy-updated{font-size:13px;color:#62666d;margin-bottom:24px}
.process-card{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:20px}
.process-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}
.process-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.quote-alt{padding:80px 0}
.quote-form{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:30px}
.quote-form-copy{color:#8a8f98;line-height:1.7}
.quote-form-layout{display:grid;grid-template-columns:1fr 2fr;gap:40px}
.quote-form-section{padding:80px 0}
.quote-process{margin-top:40px}
.reason-card{text-align:center;padding:20px}
.reason-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.reasons{margin-top:40px}
.section{padding:84px 0}
.section-alt{background:#0f1011}
.section-intro{font-size:18px;line-height:1.6;color:#8a8f98;max-width:58ch;margin-bottom:32px}
.site-footer{background:#0f1011;color:#8a8f98}
.site-header{position:sticky;top:0;z-index:50;background:rgba(8,9,10,.85);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.site-nav{display:flex;align-items:center;gap:28px}
.small-note{font-size:13px;color:#8a8f98}
.topbar-inner{display:flex;justify-content:space-between;align-items:center;min-height:38px;gap:16px}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:40px}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
.areas-list{list-style:none;padding:0;display:grid;gap:10px}